Side-by-side · Q2 2026 data
Johnson Bank vs Indianhead Credit Union
Metric by metric
| Measure | Johnson Bank | Indianhead Credit Union |
|---|---|---|
| TellerScore | 73 | 86 (stronger) |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 92 (stronger) | 74 |
| Earnings | 72 | 82 (stronger) |
| Funding & liquidity | 28 | 78 (stronger) |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 70th | 89th |
| Total assets | $7.1B | $101.2M |
| Deposits / shares | $5.6B | $83.5M |
| Capital ratio | 12.33% | 14.98% (stronger) |
| Problem loans | 0.23% (stronger) | 0.78% |
| Net charge-offs | -0.06% (stronger) | 0.07% |
| Return on assets | 1.30% | 1.55% (stronger) |
| Loans ÷ deposits | 94.2% | 82.3% (stronger) |
| Uninsured deposits | 49.0% | 1.9% (stronger) |
| Offices | 32 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.8% | 9.5% |
Indianhead Credit Union has the higher TellerScore (86 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Johnson Bank leads on 2 and Indianhead Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Spooner, WI