Side-by-side · Q2 2026 data
Johnstown School Employees Federal Credit Union vs Newell Federal Credit Union
Credit union
Johnstown School Employees Federal Credit Union
Johnstown, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Johnstown School Employees Federal Credit Union | Newell Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 65 | 100 (stronger) |
| Earnings | 33 (stronger) | 21 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 52nd | 42nd |
| Total assets | $6.2M | $5.7M |
| Deposits / shares | $4.6M | $5.1M |
| Capital ratio | 26.08% (stronger) | 10.68% |
| Problem loans | 1.04% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.14% |
| Return on assets | 0.32% (stronger) | 0.02% |
| Loans ÷ deposits | 78.7% | 60.5% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Johnstown School Employees Federal Credit Union has the higher TellerScore (75 vs 71). On the 6 directional measures above (where higher or lower is clearly better), Johnstown School Employees Federal Credit Union leads on 4 and Newell Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.