Side-by-side · Q2 2026 data
Joliet Municipal Employees Federal Credit Union vs Financial Partners Credit Union
Credit union
Joliet Municipal Employees Federal Credit Union
Joliet, Illinois · Under $100 million in assets
Credit union
Financial Partners Credit Union
Springfield, Illinois · Under $100 million in assets
Metric by metric
| Measure | Joliet Municipal Employees Federal Credit Union | Financial Partners Credit Union |
|---|---|---|
| TellerScore | 56 (stronger) | 45 |
| Capital cushion | 61 (stronger) | 21 |
| Loan quality | 31 | 39 (stronger) |
| Earnings | 46 (stronger) | 28 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 79 | 80 (stronger) |
| Peer percentile | 16th | 5th |
| Total assets | $11.1M | $12.7M |
| Deposits / shares | $9.9M | $11.8M |
| Capital ratio | 11.12% (stronger) | 7.12% |
| Problem loans | 2.08% | 1.83% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.65% |
| Return on assets | 0.64% (stronger) | 0.20% |
| Loans ÷ deposits | 63.4% | 42.2% (stronger) |
| Uninsured deposits | 24.2% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Joliet Municipal Employees Federal Credit Union has the higher TellerScore (56 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Joliet Municipal Employees Federal Credit Union leads on 4 and Financial Partners Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.