TellerScore

Headquartered in Springfield, Illinois, Financial Partners Credit Union is a federally insured state-chartered credit union with $12.7M in total assets and $11.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1926.

Based on its Q2 2026 filing, Financial Partners Credit Union scores 45/100, which we describe as below average. That is higher than only 5% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 186th. Its strongest component is funding & liquidity (100/100; 42% loans-to-deposits, 0% uninsured), and its lowest is capital cushion (21/100; 7.12%).

TellerScore · Q2 2026

Scorecard

Capital cushion21/100
Net worth ratio: 7.12%
Loan quality39/100
Loans 60+ days delinquent ÷ total loans: 1.83%
Earnings28/100
Return on assets (annualized): 0.20%
Funding & liquidity100/100
Loans ÷ shares: 42.2% · 0.0% uninsured
Problem-loan coverage80/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 10.03%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 9 points (54 → 45), mostly because the loan quality component weakened by 24 points.

TellerScore
455564Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202464
Q4 202462
Q1 202560
Q2 202554
Q3 202547
Q4 202546
Q1 202651
Q2 202645
Net worth ratio
7.00%7.67%8.34%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.23%
Q3 20248.34%
Q4 20248.32%
Q1 20257.18%
Q2 20257.36%
Q3 20257.40%
Q4 20257.34%
Q1 20267.45%
Q2 20267.12%
Delinquent loans (60+ days)
0.14%0.98%1.83%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.30%
Q3 20240.14%
Q4 20240.24%
Q1 20250.16%
Q2 20251.10%
Q3 20251.74%
Q4 20251.70%
Q1 20261.63%
Q2 20261.83%
Return on assets
0.08%0.30%0.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.38%
Q3 20240.22%
Q4 20240.10%
Q1 20250.08%
Q2 20250.41%
Q3 20250.24%
Q4 20250.10%
Q1 20260.52%
Q2 20260.20%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202645$12.7M7.12%1.83%0.20%42.2%
Q1 202651$12.2M7.45%1.63%0.52%43.3%
Q4 202546$12.2M7.34%1.70%0.10%43.2%
Q3 202547$12.3M7.40%1.74%0.24%43.8%
Q2 202554$12.4M7.36%1.10%0.41%44.0%
Q1 202560$12.4M7.18%0.16%0.08%42.0%
Q4 202462$10.7M8.32%0.24%0.10%49.3%
Q3 202464$10.8M8.34%0.14%0.22%51.3%
Q2 202464$11.0M8.23%0.30%0.38%49.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.12%
2nd
Problem loans1.83%
24th
Net charge-offs0.65%
22nd
Return on assets0.20%
27th
Loans to deposits42.2%
75th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio10.0%
13th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Springfield City Employees Credit UnionCredit union Springfield, IL85 out of 100, Very strong$12.8M17.1%0.33%vs
Blaw-Knox Credit UnionCredit union Mattoon, IL92 out of 100, Very strong$13.4M19.9%0.23%vs
Peoria Postal Employees Credit UnionCredit union Peoria, IL64 out of 100, Moderate$14.1M19.5%4.69%vs
Maternity B.V.M. Credit UnionCredit union Bourbonnais, IL79 out of 100, Strong$11.3M12.8%0.00%vs
Paris Hi-Way Credit UnionCredit union Paris, IL100 out of 100, Very strong$11.3M15.8%0.00%vs
Joliet Municipal Employees Federal Credit UnionCredit union Joliet, IL56 out of 100, Moderate$11.1M11.1%2.08%vs

Deposit insurance

Is my money safe at Financial Partners Credit Union?

Yes. Financial Partners Credit Union is a federally insured credit union (NCUA charter #60545). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 7.12%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Financial Partners Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Financial Partners Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60545
RSSD ID
459297
Primary regulator
State + NCUA
Established
1926
Headquarters
940 North MacArthur Blvd, Springfield, IL 62702
Employees
4

Quick answers

Financial Partners Credit Union: common questions

Is Financial Partners Credit Union NCUA insured?

Yes. Financial Partners Credit Union is a federally insured credit union (NCUA charter #60545). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Financial Partners Credit Union's TellerScore?

45 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Financial Partners Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Springfield

InstitutionScoreAssetsCapitalProblem loansCompare
Springfield Firefighters Credit UnionCredit union Springfield, IL100 out of 100, Very strong$3.4M16.6%0.00%vs
First National Bank in TaylorvilleBank Taylorville, IL92 out of 100, Very strong$200.1M14.4%0.00%vs
Heartland Credit UnionCredit union Springfield, IL89 out of 100, Very strong$573.7M13.7%0.25%vs
Midland Community BankBank Kincaid, IL88 out of 100, Very strong$68.8M12.1%0.00%vs
Springfield City Employees Credit UnionCredit union Springfield, IL85 out of 100, Very strong$12.8M17.1%0.33%vs
Heartland Bank and Trust CompanyBank Bloomington, IL80 out of 100, Strong$6.7B11.9%0.19%vs