Side-by-side · Q2 2026 data
Joliet Municipal Employees Federal Credit Union vs Funeral Service Credit Union
Credit union
Joliet Municipal Employees Federal Credit Union
Joliet, Illinois · Under $100 million in assets
Metric by metric
| Measure | Joliet Municipal Employees Federal Credit Union | Funeral Service Credit Union |
|---|---|---|
| TellerScore | 56 | 73 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 31 | 76 (stronger) |
| Earnings | 46 | 47 (stronger) |
| Funding & liquidity | 87 (stronger) | 34 |
| Problem-loan coverage | 79 | 93 (stronger) |
| Peer percentile | 16th | 47th |
| Total assets | $11.1M | $10.7M |
| Deposits / shares | $9.9M | $8.7M |
| Capital ratio | 11.12% | 17.87% (stronger) |
| Problem loans | 2.08% | 0.72% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.44% |
| Return on assets | 0.64% | 0.68% (stronger) |
| Loans ÷ deposits | 63.4% (stronger) | 107.5% |
| Uninsured deposits | 24.2% (stronger) | 31.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Funeral Service Credit Union has the higher TellerScore (73 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Joliet Municipal Employees Federal Credit Union leads on 3 and Funeral Service Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.