Funeral Service Credit Union is a federally insured state-chartered credit union headquartered in Springfield, Illinois, in business for about 43 years. At the end of Q2 2026 it reported $10.7M in total assets and $8.7M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Funeral Service Credit Union scores 73/100, which we describe as strong. That is higher than only 47% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 105th. Its strongest component is capital cushion (100/100; 17.87%), and its lowest is funding & liquidity (34/100; 108% loans-to-deposits, 32% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (70 → 73), mostly because the earnings component improved by 47 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 68 |
| Q4 2024 | 68 |
| Q1 2025 | 63 |
| Q2 2025 | 70 |
| Q3 2025 | 71 |
| Q4 2025 | 67 |
| Q1 2026 | 73 |
| Q2 2026 | 73 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 17.10% |
| Q3 2024 | 17.83% |
| Q4 2024 | 17.61% |
| Q1 2025 | 18.99% |
| Q2 2025 | 17.96% |
| Q3 2025 | 17.74% |
| Q4 2025 | 18.96% |
| Q1 2026 | 19.36% |
| Q2 2026 | 17.87% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 1.19% |
| Q4 2024 | 1.08% |
| Q1 2025 | 1.11% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.85% |
| Q1 2026 | 0.81% |
| Q2 2026 | 0.72% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.58% |
| Q3 2024 | 0.50% |
| Q4 2024 | 0.37% |
| Q1 2025 | 0.24% |
| Q2 2025 | -1.22% |
| Q3 2025 | -0.54% |
| Q4 2025 | -0.15% |
| Q1 2026 | 0.54% |
| Q2 2026 | 0.68% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $10.7M | 17.87% | 0.72% | 0.68% | 107.5% |
| Q1 2026 | 73 | $9.8M | 19.36% | 0.81% | 0.54% | 112.8% |
| Q4 2025 | 67 | $9.9M | 18.96% | 0.85% | -0.15% | 112.7% |
| Q3 2025 | 71 | $10.4M | 17.74% | 0.00% | -0.54% | 100.4% |
| Q2 2025 | 70 | $10.2M | 17.96% | 0.00% | -1.22% | 108.3% |
| Q1 2025 | 63 | $10.0M | 18.99% | 1.11% | 0.24% | 113.9% |
| Q4 2024 | 68 | $10.7M | 17.61% | 1.08% | 0.37% | 108.2% |
| Q3 2024 | 68 | $10.6M | 17.83% | 1.19% | 0.50% | 110.4% |
| Q2 2024 | 76 | $11.0M | 17.10% | 0.00% | 0.58% | 110.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Chicago'S Bravest Credit UnionCredit union Chicago, IL | 83 out of 100, Strong | $10.6M | 21.3% | 0.93% | vs |
| Kankakee Federation of Teachers Credit UnionCredit union Kankakee, IL | 56 out of 100, Moderate | $10.6M | 12.6% | 4.04% | vs |
| South Shop Federal Credit UnionCredit union Alsip, IL | 79 out of 100, Strong | $11.1M | 22.4% | 1.42% | vs |
| Joliet Municipal Employees Federal Credit UnionCredit union Joliet, IL | 56 out of 100, Moderate | $11.1M | 11.1% | 2.08% | vs |
| Anco Community Credit UnionCredit union La Salle, IL | 19 out of 100, Low | $10.2M | 4.8% | 3.64% | vs |
| Paris Hi-Way Credit UnionCredit union Paris, IL | 100 out of 100, Very strong | $11.3M | 15.8% | 0.00% | vs |
Deposit insurance
Is my money safe at Funeral Service Credit Union?
Yes. Funeral Service Credit Union is a federally insured credit union (NCUA charter #66253). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 31.9% of shares and deposits ($2.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 17.87%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Funeral Service Credit Union lists 1 office in 1 city. Most locations:
- Springfield, IL (1)
Identity & history
Profile
- Legal name
- Funeral Service Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66253
- RSSD ID
- 1019513
- Primary regulator
- State + NCUA
- Established
- 1983
- Headquarters
- PO Box 7126, Springfield, IL 62791
- Employees
- 2
Quick answers
Funeral Service Credit Union: common questions
Is Funeral Service Credit Union NCUA insured?
Yes. Funeral Service Credit Union is a federally insured credit union (NCUA charter #66253). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Funeral Service Credit Union's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Funeral Service Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Springfield
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Springfield Firefighters Credit UnionCredit union Springfield, IL | 100 out of 100, Very strong | $3.4M | 16.6% | 0.00% | vs |
| First National Bank in TaylorvilleBank Taylorville, IL | 92 out of 100, Very strong | $200.1M | 14.4% | 0.00% | vs |
| Heartland Credit UnionCredit union Springfield, IL | 89 out of 100, Very strong | $573.7M | 13.7% | 0.25% | vs |
| Midland Community BankBank Kincaid, IL | 88 out of 100, Very strong | $68.8M | 12.1% | 0.00% | vs |
| Springfield City Employees Credit UnionCredit union Springfield, IL | 85 out of 100, Very strong | $12.8M | 17.1% | 0.33% | vs |
| Heartland Bank and Trust CompanyBank Bloomington, IL | 80 out of 100, Strong | $6.7B | 11.9% | 0.19% | vs |