Side-by-side · Q2 2026 data
Joliet Municipal Employees Federal Credit Union vs Policemen'S Federal Credit Union
Credit union
Joliet Municipal Employees Federal Credit Union
Joliet, Illinois · Under $100 million in assets
Credit union
Policemen'S Federal Credit Union
South Bend, Indiana · Under $100 million in assets
Metric by metric
| Measure | Joliet Municipal Employees Federal Credit Union | Policemen'S Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 92 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 31 | 90 (stronger) |
| Earnings | 46 | 74 (stronger) |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 79 | 99 (stronger) |
| Peer percentile | 16th | 92nd |
| Total assets | $11.1M | $95.5M |
| Deposits / shares | $9.9M | $80.1M |
| Capital ratio | 11.12% | 16.39% (stronger) |
| Problem loans | 2.08% | 0.29% (stronger) |
| Net charge-offs | 0.06% | -0.04% (stronger) |
| Return on assets | 0.64% | 1.34% (stronger) |
| Loans ÷ deposits | 63.4% | 39.1% (stronger) |
| Uninsured deposits | 24.2% | 9.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Policemen'S Federal Credit Union has the higher TellerScore (92 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Joliet Municipal Employees Federal Credit Union leads on 0 and Policemen'S Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.