Side-by-side · Q2 2026 data
Jones Bank vs Union Bank and Trust Company
Metric by metric
| Measure | Jones Bank | Union Bank and Trust Company |
|---|---|---|
| TellerScore | 77 (stronger) | 76 |
| Capital cushion | 62 (stronger) | 56 |
| Loan quality | 87 | 89 (stronger) |
| Earnings | 72 | 86 (stronger) |
| Funding & liquidity | 88 (stronger) | 69 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 68th | 80th |
| Total assets | $441.2M | $9.2B |
| Deposits / shares | $370.8M | $7.5B |
| Capital ratio | 11.18% (stronger) | 10.65% |
| Problem loans | 0.39% | 0.32% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.10% |
| Return on assets | 1.30% | 1.66% (stronger) |
| Loans ÷ deposits | 67.9% (stronger) | 91.6% |
| Uninsured deposits | 18.6% | 11.8% (stronger) |
| Offices | 3 | 37 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 11.7% |
Jones Bank has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Jones Bank leads on 4 and Union Bank and Trust Company on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Seward, NE