The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (78 → 77).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Nebraska

Yes. Jones Bank is an FDIC-insured institution (FDIC certificate #5473). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 18.6% of deposits ($69.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.18%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Jones Bank lists 3 offices in 3 cities. Most locations:

• Milford, NE (1)
• Seward, NE (1)
• Valparaiso, NE (1)

All branch addresses and map

In 2025, Jones Bank reported 44 home-loan applications under HMDA (LEI 549300JL8NM8DX0AMB96): 44 originated ($7,780,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Jones Bank

Former names

The Jones National Bank and Trust Company of Seward; The Jones National Bank of Seward

Type

State-chartered bank (Fed member)

FDIC certificate #

5473

RSSD ID

469559

Primary regulator

FED

Holding company

Jones National Corp

Established

October 1, 1883

Headquarters

203 S 6th St, Seward, NE 68434

Website

www.jonesbank.com

Employees

58