Side-by-side · Q2 2026 data
Jones Bank vs York State Bank
Metric by metric
| Measure | Jones Bank | York State Bank |
|---|---|---|
| TellerScore | 77 | 90 (stronger) |
| Capital cushion | 62 | 89 (stronger) |
| Loan quality | 87 | 93 (stronger) |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 88 (stronger) | 70 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 68th | 95th |
| Total assets | $441.2M | $200.2M |
| Deposits / shares | $370.8M | $167.4M |
| Capital ratio | 11.18% | 13.92% (stronger) |
| Problem loans | 0.39% | 0.20% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.08% |
| Return on assets | 1.30% | 2.08% (stronger) |
| Loans ÷ deposits | 67.9% (stronger) | 77.1% |
| Uninsured deposits | 18.6% (stronger) | 27.4% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
York State Bank has the higher TellerScore (90 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Jones Bank leads on 3 and York State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.