Side-by-side · Q2 2026 data
Jonesboro State Bank vs Century Next Bank
Metric by metric
| Measure | Jonesboro State Bank | Century Next Bank |
|---|---|---|
| TellerScore | 63 | 77 (stronger) |
| Capital cushion | 27 | 69 (stronger) |
| Loan quality | 45 | 96 (stronger) |
| Earnings | 96 (stronger) | 90 |
| Funding & liquidity | 100 (stronger) | 28 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 30th | 68th |
| Total assets | $1.3B | $916.4M |
| Deposits / shares | $1.2B | $795.3M |
| Capital ratio | 7.67% | 11.95% (stronger) |
| Problem loans | 1.64% | 0.12% (stronger) |
| Net charge-offs | 4.59% | 0.03% (stronger) |
| Return on assets | 1.90% (stronger) | 1.75% |
| Loans ÷ deposits | 6.2% (stronger) | 83.5% |
| Uninsured deposits | 6.0% (stronger) | 58.5% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Century Next Bank has the higher TellerScore (77 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Jonesboro State Bank leads on 3 and Century Next Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.