Side-by-side · Q2 2026 data
Jonesboro State Bank vs Synergy Bank
Metric by metric
| Measure | Jonesboro State Bank | Synergy Bank |
|---|---|---|
| TellerScore | 63 (stronger) | 61 |
| Capital cushion | 27 | 63 (stronger) |
| Loan quality | 45 (stronger) | 31 |
| Earnings | 96 (stronger) | 84 |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 97 (stronger) | 80 |
| Peer percentile | 30th | 24th |
| Total assets | $1.3B | $1.3B |
| Deposits / shares | $1.2B | $1.1B |
| Capital ratio | 7.67% | 11.26% (stronger) |
| Problem loans | 1.64% (stronger) | 2.07% |
| Net charge-offs | 4.59% | 0.19% (stronger) |
| Return on assets | 1.90% (stronger) | 1.60% |
| Loans ÷ deposits | 6.2% (stronger) | 78.5% |
| Uninsured deposits | 6.0% (stronger) | 29.0% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Jonesboro State Bank has the higher TellerScore (63 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Jonesboro State Bank leads on 5 and Synergy Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.