Side-by-side · Q2 2026 data
Joplin Metro Credit Union vs Legacy Credit Union
Metric by metric
| Measure | Joplin Metro Credit Union | Legacy Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 80 |
| Capital cushion | 100 | 100 |
| Loan quality | 74 (stronger) | 47 |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 72 | 88 (stronger) |
| Problem-loan coverage | 94 (stronger) | 89 |
| Peer percentile | 87th | 65th |
| Total assets | $57.8M | $25.4M |
| Deposits / shares | $47.3M | $20.8M |
| Capital ratio | 17.73% (stronger) | 17.47% |
| Problem loans | 0.78% (stronger) | 1.60% |
| Net charge-offs | 0.25% (stronger) | 0.27% |
| Return on assets | 2.06% (stronger) | 1.47% |
| Loans ÷ deposits | 88.5% | 72.2% (stronger) |
| Uninsured deposits | 0.7% (stronger) | 2.2% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Joplin Metro Credit Union has the higher TellerScore (89 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Joplin Metro Credit Union leads on 6 and Legacy Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.