Side-by-side · Q2 2026 data
Journey Bank vs First Keystone Community Bank
Metric by metric
| Measure | Journey Bank | First Keystone Community Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 50 |
| Capital cushion | 52 (stronger) | 47 |
| Loan quality | 75 (stronger) | 30 |
| Earnings | 88 (stronger) | 53 |
| Funding & liquidity | 63 | 68 (stronger) |
| Problem-loan coverage | 91 (stronger) | 72 |
| Peer percentile | 63rd | 7th |
| Total assets | $1.7B | $1.6B |
| Deposits / shares | $1.4B | $1.2B |
| Capital ratio | 10.22% (stronger) | 9.69% |
| Problem loans | 0.74% (stronger) | 2.11% |
| Net charge-offs | 0.03% | -0.01% (stronger) |
| Return on assets | 1.69% (stronger) | 0.81% |
| Loans ÷ deposits | 83.5% | 79.4% (stronger) |
| Uninsured deposits | 27.7% | 26.6% (stronger) |
| Offices | 18 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.5% | 6.7% |
Journey Bank has the higher TellerScore (71 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Journey Bank leads on 4 and First Keystone Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Berwick, PA
- Bloomsburg, PA
- Danville, PA