Side-by-side · Q2 2026 data
Journey Bank vs The Turbotville National Bank
Metric by metric
| Measure | Journey Bank | The Turbotville National Bank |
|---|---|---|
| TellerScore | 71 | 85 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 75 (stronger) | 63 |
| Earnings | 88 | 100 (stronger) |
| Funding & liquidity | 63 | 71 (stronger) |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 63rd | 88th |
| Total assets | $1.7B | $243.5M |
| Deposits / shares | $1.4B | $202.0M |
| Capital ratio | 10.22% | 16.49% (stronger) |
| Problem loans | 0.74% (stronger) | 1.10% |
| Net charge-offs | 0.03% (stronger) | 0.04% |
| Return on assets | 1.69% | 2.22% (stronger) |
| Loans ÷ deposits | 83.5% (stronger) | 89.1% |
| Uninsured deposits | 27.7% | 10.7% (stronger) |
| Offices | 18 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.5% | — |
The Turbotville National Bank has the higher TellerScore (85 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Journey Bank leads on 3 and The Turbotville National Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.