TellerScore

Headquartered in Turbotville, Pennsylvania, The Turbotville National Bank is a national bank with $243.5M in total assets and $202.0M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1910.

The Turbotville National Bank has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 88% of its 2,650 banks with $100 million – $1 billion. Among 110 banks headquartered in Pennsylvania, it ranks 12th. Capital cushion contributes the most (100/100, 16.49%); loan quality contributes the least (63/100, 1.10%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 16.49%
Loan quality63/100
Noncurrent loans ÷ total loans: 1.10%
Earnings100/100
Return on assets (annualized): 2.22%
Funding & liquidity71/100
Loans ÷ deposits and uninsured-deposit share: 89.1% · 10.7% uninsured
Problem-loan coverage90/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 4.99%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (83 → 85), mostly because the earnings component improved by 11 points.

TellerScore
778286Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202477
Q3 202480
Q4 202480
Q1 202582
Q2 202583
Q3 202583
Q4 202583
Q1 202686
Q2 202685
Tier 1 leverage ratio
5.00%11.46%17.92%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202417.57%
Q3 202417.92%
Q4 202417.40%
Q1 202517.21%
Q2 202517.27%
Q3 202517.38%
Q4 202516.87%
Q1 202616.96%
Q2 202616.49%
Noncurrent loans
1.08%1.36%1.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.65%
Q3 20241.38%
Q4 20241.32%
Q1 20251.21%
Q2 20251.16%
Q3 20251.19%
Q4 20251.09%
Q1 20261.08%
Q2 20261.10%
Return on assets
1.54%1.88%2.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.54%
Q3 20241.61%
Q4 20241.54%
Q1 20251.66%
Q2 20251.73%
Q3 20251.77%
Q4 20251.72%
Q1 20262.19%
Q2 20262.22%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$243.5M16.49%1.10%2.22%89.1%
Q1 202686$235.8M16.96%1.08%2.19%87.9%
Q4 202583$222.9M16.87%1.09%1.72%92.4%
Q3 202583$216.2M17.38%1.19%1.77%90.3%
Q2 202583$213.2M17.27%1.16%1.73%87.1%
Q1 202582$211.4M17.21%1.21%1.66%86.1%
Q4 202480$203.2M17.40%1.32%1.54%87.6%
Q3 202480$197.4M17.92%1.38%1.61%88.9%
Q2 202477$194.0M17.57%1.65%1.54%87.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.49%
92nd
Total risk-based capital0.00%
24th
Problem loans1.10%
25th
Net charge-offs0.04%
31st
Return on assets2.22%
92nd
Net interest margin3.95%
51st
Efficiency ratio36.3%
98th
Loans to deposits89.1%
28th
Uninsured deposits10.7%
92nd
Loan-loss reserves0.81%
11th
Texas ratio5.0%
36th

Similar-size banks in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
PennCrest BankBank Altoona, PA76 out of 100, Strong$247.1M13.5%0.50%vs
Clarion County Community BankBank Clarion, PA54 out of 100, Below average$261.6M8.0%0.78%vs
MCS BankBank Milroy, PA73 out of 100, Strong$224.7M11.7%0.36%vs
The National Bank of MalvernBank Malvern, PA93 out of 100, Very strong$224.0M16.5%0.10%vs
Jim Thorpe Neighborhood BankBank Jim Thorpe, PA76 out of 100, Strong$265.0M10.1%0.00%vs
Iron Workers Savings BankBank Aston, PA64 out of 100, Moderate$217.5M9.1%0.00%vs

Deposit insurance

Is my money safe at The Turbotville National Bank?

Yes. The Turbotville National Bank is an FDIC-insured institution (FDIC certificate #7789). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 10.7% of deposits ($21.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 16.49%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

The Turbotville National Bank lists 1 office in 1 city. Most locations:

  • Turbotville, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
The Turbotville National Bank
Type
National bank
FDIC certificate #
7789
RSSD ID
906410
Primary regulator
OCC
Holding company
Turbotville National Bcorp Inc
Established
January 1, 1910
Headquarters
4710 State Route 54, Turbotville, PA 17772
Employees
20

Quick answers

The Turbotville National Bank: common questions

Is The Turbotville National Bank FDIC insured?

Yes. The Turbotville National Bank is an FDIC-insured institution (FDIC certificate #7789). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Turbotville National Bank's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Turbotville National Bank ever failed?

There is no failure record for FDIC certificate #7789 in the FDIC failed bank list.

How many branches does The Turbotville National Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Turbotville

InstitutionScoreAssetsCapitalProblem loansCompare
Montoursville Area Federal Credit UnionCredit union Montoursville, PA91 out of 100, Very strong$6.2M14.2%0.03%vs
Palco Federal Credit UnionCredit union Muncy, PA87 out of 100, Very strong$109.3M13.1%0.20%vs
Central Keystone Federal Credit UnionCredit union Sunbury, PA87 out of 100, Very strong$63.8M18.8%0.72%vs
Williamsport Teachers Credit UnionCredit union South Williamsp, PA85 out of 100, Very strong$15.6M19.5%0.56%vs
Central Susquehanna Community Federal Credit UnionCredit union Danville, PA82 out of 100, Strong$37.4M12.1%0.00%vs
Milton Savings BankBank Milton, PA81 out of 100, Strong$90.6M16.9%0.06%vs