Side-by-side · Q2 2026 data
Journey Credit Union vs Des Moines Fire Department Credit Union
Credit union
Des Moines Fire Department Credit Union
Des Moines, Iowa · Under $100 million in assets
Metric by metric
| Measure | Journey Credit Union | Des Moines Fire Department Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 70 |
| Capital cushion | 100 | 100 |
| Loan quality | 63 (stronger) | 32 |
| Earnings | 82 (stronger) | 48 |
| Funding & liquidity | 90 (stronger) | 87 |
| Problem-loan coverage | 92 (stronger) | 91 |
| Peer percentile | 77th | 40th |
| Total assets | $97.6M | $3.4M |
| Deposits / shares | $80.4M | $2.5M |
| Capital ratio | 16.86% | 24.14% (stronger) |
| Problem loans | 1.11% (stronger) | 2.04% |
| Net charge-offs | 0.64% | 0.00% (stronger) |
| Return on assets | 1.56% (stronger) | 0.70% |
| Loans ÷ deposits | 70.6% (stronger) | 73.4% |
| Uninsured deposits | 9.0% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | — |
Journey Credit Union has the higher TellerScore (85 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Journey Credit Union leads on 4 and Des Moines Fire Department Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.