Side-by-side · Q2 2026 data
Journey Federal Credit Union vs Consumers Professional Credit Union
Metric by metric
| Measure | Journey Federal Credit Union | Consumers Professional Credit Union |
|---|---|---|
| TellerScore | 68 | 81 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 77 (stronger) | 57 |
| Earnings | 47 | 62 (stronger) |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 45th | 80th |
| Total assets | $186.5M | $149.7M |
| Deposits / shares | $165.9M | $125.5M |
| Capital ratio | 10.20% | 16.80% (stronger) |
| Problem loans | 0.68% (stronger) | 1.28% |
| Net charge-offs | 0.32% (stronger) | 0.38% |
| Return on assets | 0.68% | 1.05% (stronger) |
| Loans ÷ deposits | 63.8% | 48.1% (stronger) |
| Uninsured deposits | 2.8% (stronger) | 10.3% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
Consumers Professional Credit Union has the higher TellerScore (81 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Journey Federal Credit Union leads on 3 and Consumers Professional Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.