Side-by-side · Q2 2026 data
JPMorgan Chase Bank, Dearborn vs Cha-Tel Federal Credit Union
Credit union
Cha-Tel Federal Credit Union
Charleston, West Virginia · Under $100 million in assets
Metric by metric
| Measure | JPMorgan Chase Bank, Dearborn | Cha-Tel Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 86 |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 100 (stronger) | 53 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 96th | 80th |
| Total assets | $71.5M | $11.5M |
| Deposits / shares | $500K | $9.9M |
| Capital ratio | 99.63% (stronger) | 13.62% |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | 0.00% (stronger) | 0.44% |
| Return on assets | 2.85% (stronger) | 0.81% |
| Loans ÷ deposits | 0.0% (stronger) | 59.7% |
| Uninsured deposits | 50.0% | 1.8% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
JPMorgan Chase Bank, Dearborn has the higher TellerScore (94 vs 86). On the 7 directional measures above (where higher or lower is clearly better), JPMorgan Chase Bank, Dearborn leads on 6 and Cha-Tel Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.