Side-by-side · Q2 2026 data
JPMorgan Chase Bank, Dearborn vs Michigan Schools and Government Credit Union
Credit union
Michigan Schools and Government Credit Union
Clinton Townshi, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | JPMorgan Chase Bank, Dearborn | Michigan Schools and Government Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 100 (stronger) | 80 |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 61 (stronger) | 57 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 96th | 79th |
| Total assets | $71.5M | $4.4B |
| Deposits / shares | $500K | $3.7B |
| Capital ratio | 99.63% (stronger) | 12.63% |
| Problem loans | 0.00% (stronger) | 0.61% |
| Net charge-offs | 0.00% (stronger) | 0.27% |
| Return on assets | 2.85% (stronger) | 1.47% |
| Loans ÷ deposits | 0.0% (stronger) | 103.0% |
| Uninsured deposits | 50.0% | 12.4% (stronger) |
| Offices | 1 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
JPMorgan Chase Bank, Dearborn has the higher TellerScore (94 vs 76). On the 7 directional measures above (where higher or lower is clearly better), JPMorgan Chase Bank, Dearborn leads on 6 and Michigan Schools and Government Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.