Side-by-side · Q2 2026 data
JPMorgan Chase Bank, Dearborn vs Our Credit Union
Metric by metric
| Measure | JPMorgan Chase Bank, Dearborn | Our Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 100 (stronger) | 45 |
| Funding & liquidity | 61 | 91 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 96th | 45th |
| Total assets | $71.5M | $375.1M |
| Deposits / shares | $500K | $347.3M |
| Capital ratio | 99.63% (stronger) | 9.98% |
| Problem loans | 0.00% (stronger) | 0.48% |
| Net charge-offs | 0.00% (stronger) | 0.39% |
| Return on assets | 2.85% (stronger) | 0.63% |
| Loans ÷ deposits | 0.0% (stronger) | 68.9% |
| Uninsured deposits | 50.0% | 4.4% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
JPMorgan Chase Bank, Dearborn has the higher TellerScore (94 vs 68). On the 7 directional measures above (where higher or lower is clearly better), JPMorgan Chase Bank, Dearborn leads on 6 and Our Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.