Side-by-side · Q2 2026 data
JPMorgan Chase Bank, National Association vs Denocos Federal Credit Union
Credit union
Denocos Federal Credit Union
Crescent City, California · Under $100 million in assets
Metric by metric
| Measure | JPMorgan Chase Bank, National Association | Denocos Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 68 (stronger) |
| Capital cushion | 25 | 100 (stronger) |
| Loan quality | 74 (stronger) | 33 |
| Earnings | 83 (stronger) | 33 |
| Funding & liquidity | 62 | 96 (stronger) |
| Problem-loan coverage | 93 (stronger) | 87 |
| Peer percentile | 45th | 36th |
| Total assets | $4.1T | $6.2M |
| Deposits / shares | $2.8T | $5.3M |
| Capital ratio | 7.49% | 15.32% (stronger) |
| Problem loans | 0.78% (stronger) | 2.01% |
| Net charge-offs | 0.61% | -0.19% (stronger) |
| Return on assets | 1.59% (stronger) | 0.32% |
| Loans ÷ deposits | 54.4% (stronger) | 63.8% |
| Uninsured deposits | 49.4% | 1.5% (stronger) |
| Offices | 5,345 | 1 |
| CFPB complaints (3 yrs) | 68,277 | — |
| Complaints per $1B deposits | 24.2 | — |
| Mortgage denial rate (HMDA) | 14.1% | — |
Denocos Federal Credit Union has the higher TellerScore (68 vs 61). On the 7 directional measures above (where higher or lower is clearly better), JPMorgan Chase Bank, National Association leads on 3 and Denocos Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Crescent City, CA