Side-by-side · Q2 2026 data
JPMorgan Chase Bank, National Association vs Edwards Federal Credit Union
Metric by metric
| Measure | JPMorgan Chase Bank, National Association | Edwards Federal Credit Union |
|---|---|---|
| TellerScore | 61 (stronger) | 56 |
| Capital cushion | 25 | 38 (stronger) |
| Loan quality | 74 (stronger) | 73 |
| Earnings | 83 (stronger) | 13 |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 45th | 13th |
| Total assets | $4.1T | $276.6M |
| Deposits / shares | $2.8T | $253.9M |
| Capital ratio | 7.49% | 8.76% (stronger) |
| Problem loans | 0.78% (stronger) | 0.81% |
| Net charge-offs | 0.61% | 0.49% (stronger) |
| Return on assets | 1.59% (stronger) | -0.18% |
| Loans ÷ deposits | 54.4% (stronger) | 60.5% |
| Uninsured deposits | 49.4% | 11.0% (stronger) |
| Offices | 5,345 | 2 |
| CFPB complaints (3 yrs) | 68,335 | — |
| Complaints per $1B deposits | 24.2 | — |
| Mortgage denial rate (HMDA) | 14.1% | 0.0% |
JPMorgan Chase Bank, National Association has the higher TellerScore (61 vs 56). On the 7 directional measures above (where higher or lower is clearly better), JPMorgan Chase Bank, National Association leads on 4 and Edwards Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.