Side-by-side · Q2 2026 data
JPMorgan Chase Bank, National Association vs Redwood Capital Bank
Metric by metric
| Measure | JPMorgan Chase Bank, National Association | Redwood Capital Bank |
|---|---|---|
| TellerScore | 61 | 76 (stronger) |
| Capital cushion | 25 | 60 (stronger) |
| Loan quality | 74 | 96 (stronger) |
| Earnings | 83 (stronger) | 67 |
| Funding & liquidity | 62 | 72 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 45th | 64th |
| Total assets | $4.1T | $566.0M |
| Deposits / shares | $2.8T | $504.9M |
| Capital ratio | 7.49% | 10.96% (stronger) |
| Problem loans | 0.78% | 0.13% (stronger) |
| Net charge-offs | 0.61% | -0.00% (stronger) |
| Return on assets | 1.59% (stronger) | 1.16% |
| Loans ÷ deposits | 54.4% (stronger) | 78.4% |
| Uninsured deposits | 49.4% | 24.1% (stronger) |
| Offices | 5,345 | 4 |
| CFPB complaints (3 yrs) | 68,335 | — |
| Complaints per $1B deposits | 24.2 | — |
| Mortgage denial rate (HMDA) | 14.1% | — |
Redwood Capital Bank has the higher TellerScore (76 vs 61). On the 7 directional measures above (where higher or lower is clearly better), JPMorgan Chase Bank, National Association leads on 2 and Redwood Capital Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Eureka, CA
- Arcata, CA