Side-by-side · Q2 2026 data
JPMorgan Chase Bank, National Association vs State Employees' Credit Union
Metric by metric
| Measure | JPMorgan Chase Bank, National Association | State Employees' Credit Union |
|---|---|---|
| TellerScore | 61 (stronger) | 50 |
| Capital cushion | 25 | 51 (stronger) |
| Loan quality | 74 (stronger) | 21 |
| Earnings | 83 (stronger) | 49 |
| Funding & liquidity | 62 | 88 (stronger) |
| Problem-loan coverage | 93 (stronger) | 69 |
| Peer percentile | 45th | 6th |
| Total assets | $4.1T | $60.0B |
| Deposits / shares | $2.8T | $53.5B |
| Capital ratio | 7.49% | 10.12% (stronger) |
| Problem loans | 0.78% (stronger) | 2.38% |
| Net charge-offs | 0.61% (stronger) | 0.66% |
| Return on assets | 1.59% (stronger) | 0.72% |
| Loans ÷ deposits | 54.4% (stronger) | 72.3% |
| Uninsured deposits | 49.4% | 8.6% (stronger) |
| Offices | 5,345 | 280 |
| CFPB complaints (3 yrs) | 68,335 | — |
| Complaints per $1B deposits | 24.2 | — |
| Mortgage denial rate (HMDA) | 14.1% | — |
JPMorgan Chase Bank, National Association has the higher TellerScore (61 vs 50). On the 7 directional measures above (where higher or lower is clearly better), JPMorgan Chase Bank, National Association leads on 5 and State Employees' Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Raleigh, NC
- Charlotte, NC
- Greensboro, NC
- Durham, NC
- Winston Salem, NC
- Cary, NC
- Chapel Hill, NC
- Garner, NC
- Asheville, NC
- Greenville, NC
- Gastonia, NC
- Mooresville, NC
- Concord, NC
- Statesville, NC
- Holly Springs, NC
- Huntersville, NC
- Mint Hill, NC
- Waxhaw, NC
- Pittsboro, NC
- Wendell, NC
- Belmont, NC
- Wake Forest, NC
- Cornelius, NC
- Apex, NC
- Harrisburg, NC