Side-by-side · Q2 2026 data
Justice Federal Credit Union vs 1st Advantage Federal Credit Union
Credit union
1st Advantage Federal Credit Union
Newport News, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | Justice Federal Credit Union | 1st Advantage Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 90 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 57 | 85 (stronger) |
| Earnings | 48 | 92 (stronger) |
| Funding & liquidity | 73 (stronger) | 72 |
| Problem-loan coverage | 84 | 96 (stronger) |
| Peer percentile | 41st | 98th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $997.6M | $895.7M |
| Capital ratio | 12.12% | 16.66% (stronger) |
| Problem loans | 1.28% | 0.45% (stronger) |
| Net charge-offs | 0.58% | 0.39% (stronger) |
| Return on assets | 0.70% | 1.81% (stronger) |
| Loans ÷ deposits | 87.7% (stronger) | 87.8% |
| Uninsured deposits | 10.2% | 4.8% (stronger) |
| Offices | 14 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | 28.0% |
1st Advantage Federal Credit Union has the higher TellerScore (90 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Justice Federal Credit Union leads on 1 and 1st Advantage Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.