Side-by-side · Q2 2026 data
Justice Federal Credit Union vs United States Senate Federal Credit Union
Credit union
United States Senate Federal Credit Union
Alexandria, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | Justice Federal Credit Union | United States Senate Federal Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 45 |
| Capital cushion | 71 (stronger) | 29 |
| Loan quality | 57 (stronger) | 46 |
| Earnings | 48 (stronger) | 28 |
| Funding & liquidity | 73 | 80 (stronger) |
| Problem-loan coverage | 84 (stronger) | 70 |
| Peer percentile | 41st | 3rd |
| Total assets | $1.1B | $1.5B |
| Deposits / shares | $997.6M | $1.4B |
| Capital ratio | 12.12% (stronger) | 7.88% |
| Problem loans | 1.28% (stronger) | 1.63% |
| Net charge-offs | 0.58% (stronger) | 0.97% |
| Return on assets | 0.70% (stronger) | 0.19% |
| Loans ÷ deposits | 87.7% | 79.9% (stronger) |
| Uninsured deposits | 10.2% (stronger) | 11.8% |
| Offices | 14 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | 14.7% |
Justice Federal Credit Union has the higher TellerScore (65 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Justice Federal Credit Union leads on 6 and United States Senate Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.