Side-by-side · Q2 2026 data
K I T Federal Credit Union vs Main Impact Federal Credit Union
Metric by metric
| Measure | K I T Federal Credit Union | Main Impact Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 74 |
| Capital cushion | 69 (stronger) | 55 |
| Loan quality | 88 | 99 (stronger) |
| Earnings | 55 (stronger) | 45 |
| Funding & liquidity | 84 | 91 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 54th | 49th |
| Total assets | $23.1M | $23.3M |
| Deposits / shares | $20.2M | $20.8M |
| Capital ratio | 11.86% (stronger) | 10.47% |
| Problem loans | 0.35% | 0.03% (stronger) |
| Net charge-offs | 0.44% | 0.16% (stronger) |
| Return on assets | 0.87% (stronger) | 0.63% |
| Loans ÷ deposits | 76.3% | 68.8% (stronger) |
| Uninsured deposits | 9.4% | 2.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
K I T Federal Credit Union has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), K I T Federal Credit Union leads on 3 and Main Impact Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.