Side-by-side · Q2 2026 data
K I T Federal Credit Union vs Old Kentucky Home Federal Credit Union
Credit union
Old Kentucky Home Federal Credit Union
Bardstown, Kentucky · Under $100 million in assets
Metric by metric
| Measure | K I T Federal Credit Union | Old Kentucky Home Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 70 |
| Capital cushion | 69 | 72 (stronger) |
| Loan quality | 88 (stronger) | 82 |
| Earnings | 55 (stronger) | 32 |
| Funding & liquidity | 84 (stronger) | 81 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 54th | 40th |
| Total assets | $23.1M | $19.8M |
| Deposits / shares | $20.2M | $17.4M |
| Capital ratio | 11.86% | 12.16% (stronger) |
| Problem loans | 0.35% (stronger) | 0.55% |
| Net charge-offs | 0.44% | -0.09% (stronger) |
| Return on assets | 0.87% (stronger) | 0.30% |
| Loans ÷ deposits | 76.3% (stronger) | 79.6% |
| Uninsured deposits | 9.4% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
K I T Federal Credit Union has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), K I T Federal Credit Union leads on 4 and Old Kentucky Home Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.