Side-by-side · Q2 2026 data
K V Federal Credit Union vs Maine State Credit Union
Metric by metric
| Measure | K V Federal Credit Union | Maine State Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 59 |
| Capital cushion | 74 (stronger) | 48 |
| Loan quality | 96 (stronger) | 74 |
| Earnings | 68 (stronger) | 31 |
| Funding & liquidity | 93 (stronger) | 73 |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 86th | 19th |
| Total assets | $139.6M | $805.9M |
| Deposits / shares | $121.9M | $696.5M |
| Capital ratio | 12.42% (stronger) | 9.78% |
| Problem loans | 0.13% (stronger) | 0.79% |
| Net charge-offs | 0.23% (stronger) | 0.47% |
| Return on assets | 1.20% (stronger) | 0.26% |
| Loans ÷ deposits | 67.4% (stronger) | 87.6% |
| Uninsured deposits | 5.1% (stronger) | 12.3% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.9% |
K V Federal Credit Union has the higher TellerScore (84 vs 59). On the 7 directional measures above (where higher or lower is clearly better), K V Federal Credit Union leads on 7 and Maine State Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.