The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (58 → 59).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Maine

Yes. Maine State Credit Union is a federally insured credit union (NCUA charter #63377). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.3% of shares and deposits ($85.8M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.78%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Maine State Credit Union lists 5 offices in 4 cities. Most locations:

• Augusta, ME (2)
• Gray, ME (1)
• Rockland, ME (1)
• Waterville, ME (1)

All branch addresses and map

In 2025, Maine State Credit Union reported 640 home-loan applications under HMDA (LEI 254900PP57SEJJCWLI44): 446 originated ($86,300,000 total), 142 denied, and 46 withdrawn or closed by the applicant. Its denial rate on decided applications was 23.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Maine State Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

63377

RSSD ID

568395

Primary regulator

State + NCUA

Established

1935

Headquarters

P.O. Box 5659, Augusta, ME 04332

Employees

152