Side-by-side · Q2 2026 data
Kahuku Federal Credit Union vs Ko`olau Federal Credit Union
Metric by metric
| Measure | Kahuku Federal Credit Union | Ko`olau Federal Credit Union |
|---|---|---|
| TellerScore | 40 | 75 (stronger) |
| Capital cushion | 90 (stronger) | 44 |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 0 | 64 (stronger) |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 22 | 99 (stronger) |
| Peer percentile | 3rd | 66th |
| Total assets | $7.7M | $103.9M |
| Deposits / shares | $6.6M | $93.3M |
| Capital ratio | 14.03% (stronger) | 9.45% |
| Problem loans | 9.24% | 0.05% (stronger) |
| Net charge-offs | 3.66% | 0.29% (stronger) |
| Return on assets | -4.36% | 1.09% (stronger) |
| Loans ÷ deposits | 85.3% | 59.5% (stronger) |
| Uninsured deposits | 2.0% (stronger) | 9.9% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ko`olau Federal Credit Union has the higher TellerScore (75 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Kahuku Federal Credit Union leads on 2 and Ko`olau Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.