Side-by-side · Q2 2026 data
Kalamazoo County State Bank vs Consumers Credit Union
Metric by metric
| Measure | Kalamazoo County State Bank | Consumers Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 65 |
| Capital cushion | 71 (stronger) | 44 |
| Loan quality | 89 (stronger) | 87 |
| Earnings | 42 | 68 (stronger) |
| Funding & liquidity | 99 (stronger) | 51 |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 68th | 41st |
| Total assets | $118.4M | $2.9B |
| Deposits / shares | $105.3M | $2.4B |
| Capital ratio | 12.08% (stronger) | 9.36% |
| Problem loans | 0.33% (stronger) | 0.40% |
| Net charge-offs | 0.08% (stronger) | 0.24% |
| Return on assets | 0.54% | 1.21% (stronger) |
| Loans ÷ deposits | 57.7% (stronger) | 106.4% |
| Uninsured deposits | 16.1% (stronger) | 17.7% |
| Offices | 3 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kalamazoo County State Bank has the higher TellerScore (77 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Kalamazoo County State Bank leads on 6 and Consumers Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mattawan, MI