Side-by-side · Q2 2026 data
Kaleida Health Federal Credit Union vs Neighborhood Trust Federal Credit Union
Credit union
Kaleida Health Federal Credit Union
Buffalo, New York · Under $100 million in assets
Credit union
Neighborhood Trust Federal Credit Union
New York, New York · Under $100 million in assets
Metric by metric
| Measure | Kaleida Health Federal Credit Union | Neighborhood Trust Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 65 |
| Capital cushion | 100 | 100 |
| Loan quality | 97 (stronger) | 56 |
| Earnings | 66 (stronger) | 22 |
| Funding & liquidity | 86 (stronger) | 50 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 89th | 30th |
| Total assets | $19.8M | $20.3M |
| Deposits / shares | $16.2M | $13.1M |
| Capital ratio | 17.69% | 27.93% (stronger) |
| Problem loans | 0.10% (stronger) | 1.32% |
| Net charge-offs | -0.09% (stronger) | 0.15% |
| Return on assets | 1.16% (stronger) | 0.06% |
| Loans ÷ deposits | 74.1% (stronger) | 115.8% |
| Uninsured deposits | 0.0% (stronger) | 3.9% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kaleida Health Federal Credit Union has the higher TellerScore (90 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Kaleida Health Federal Credit Union leads on 6 and Neighborhood Trust Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.