TellerScore

Headquartered in New York, New York, Neighborhood Trust Federal Credit Union is a federal credit union with $20.3M in total assets and $13.1M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1995.

Based on its Q2 2026 filing, Neighborhood Trust Federal Credit Union scores 65/100, which we describe as moderate. That is higher than only 30% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 174th. Its strongest component is capital cushion (100/100; 27.93%), and its lowest is earnings (22/100; 0.06%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 27.93%
Loan quality56/100
Loans 60+ days delinquent ÷ total loans: 1.32%
Earnings22/100
Return on assets (annualized): 0.06%
Funding & liquidity50/100
Loans ÷ shares: 115.8% · 3.9% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.53%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (65 → 65).

TellerScore
597489Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202459
Q3 202463
Q4 202476
Q1 202589
Q2 202565
Q3 202565
Q4 202565
Q1 202661
Q2 202665
Net worth ratio
7.00%17.46%27.93%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202422.80%
Q3 202423.85%
Q4 202424.04%
Q1 202524.93%
Q2 202525.40%
Q3 202526.88%
Q4 202527.80%
Q1 202627.41%
Q2 202627.93%
Delinquent loans (60+ days)
0.36%2.58%4.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.58%
Q3 20241.80%
Q4 20241.78%
Q1 20250.36%
Q2 20254.81%
Q3 20254.24%
Q4 20253.94%
Q1 20261.29%
Q2 20261.32%
Return on assets
-1.73%1.27%4.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.41%
Q3 20240.34%
Q4 20241.92%
Q1 20253.59%
Q2 20253.82%
Q3 20254.19%
Q4 20254.27%
Q1 2026-1.73%
Q2 20260.06%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$20.3M27.93%1.32%0.06%115.8%
Q1 202661$20.3M27.41%1.29%-1.73%115.9%
Q4 202565$20.3M27.80%3.94%4.27%119.5%
Q3 202565$20.2M26.88%4.24%4.19%112.7%
Q2 202565$20.4M25.40%4.81%3.82%112.8%
Q1 202589$19.9M24.93%0.36%3.59%114.4%
Q4 202476$19.9M24.04%1.78%1.92%118.7%
Q3 202463$18.9M23.85%1.80%0.34%112.9%
Q2 202459$19.4M22.80%1.58%-0.41%109.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio27.93%
92nd
Problem loans1.32%
31st
Net charge-offs0.15%
53rd
Return on assets0.06%
22nd
Loans to deposits115.8%
1st
Uninsured deposits3.9%
29th
Loan-loss reserves0.00%
37th
Texas ratio3.5%
39th

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Deposit insurance

Is my money safe at Neighborhood Trust Federal Credit Union?

Yes. Neighborhood Trust Federal Credit Union is a federally insured credit union (NCUA charter #24589). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.9% of shares and deposits ($507K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 27.93%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Neighborhood Trust Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Neighborhood Trust Federal Credit Union
Type
Federal credit union
NCUA charter #
24589
RSSD ID
2561952
Primary regulator
NCUA
Established
1995
Headquarters
1112 Saint Nicholas Ave, New York, NY 10032
Employees
11

Quick answers

Neighborhood Trust Federal Credit Union: common questions

Is Neighborhood Trust Federal Credit Union NCUA insured?

Yes. Neighborhood Trust Federal Credit Union is a federally insured credit union (NCUA charter #24589). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Neighborhood Trust Federal Credit Union's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Neighborhood Trust Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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