Side-by-side · Q2 2026 data
Katahdin Trust Company vs Acadia Federal Credit Union
Metric by metric
| Measure | Katahdin Trust Company | Acadia Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 60 |
| Capital cushion | 50 | 61 (stronger) |
| Loan quality | 84 (stronger) | 63 |
| Earnings | 56 (stronger) | 40 |
| Funding & liquidity | 65 (stronger) | 62 |
| Problem-loan coverage | 92 (stronger) | 82 |
| Peer percentile | 40th | 21st |
| Total assets | $1.2B | $412.8M |
| Deposits / shares | $965.9M | $358.6M |
| Capital ratio | 10.00% | 11.08% (stronger) |
| Problem loans | 0.48% (stronger) | 1.12% |
| Net charge-offs | 0.07% (stronger) | 1.05% |
| Return on assets | 0.90% (stronger) | 0.50% |
| Loans ÷ deposits | 95.4% (stronger) | 97.9% |
| Uninsured deposits | 9.1% | 9.0% (stronger) |
| Offices | 16 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | 0.9% |
Katahdin Trust Company has the higher TellerScore (66 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Katahdin Trust Company leads on 5 and Acadia Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bangor, ME
- Fort Kent, ME