Side-by-side · Q2 2026 data
Katahdin Trust Company vs Aroostook County Federal Savings and Loan Association
Bank
Aroostook County Federal Savings and Loan Association
Caribou, Maine · $100 million – $1 billion
Metric by metric
| Measure | Katahdin Trust Company | Aroostook County Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 66 | 68 (stronger) |
| Capital cushion | 50 | 54 (stronger) |
| Loan quality | 84 | 87 (stronger) |
| Earnings | 56 (stronger) | 54 |
| Funding & liquidity | 65 | 70 (stronger) |
| Problem-loan coverage | 92 (stronger) | 90 |
| Peer percentile | 40th | 37th |
| Total assets | $1.2B | $214.0M |
| Deposits / shares | $965.9M | $185.0M |
| Capital ratio | 10.00% | 10.39% (stronger) |
| Problem loans | 0.48% | 0.39% (stronger) |
| Net charge-offs | 0.07% | -0.01% (stronger) |
| Return on assets | 0.90% (stronger) | 0.85% |
| Loans ÷ deposits | 95.4% | 88.7% (stronger) |
| Uninsured deposits | 9.1% (stronger) | 16.9% |
| Offices | 16 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | — |
Aroostook County Federal Savings and Loan Association has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Katahdin Trust Company leads on 2 and Aroostook County Federal Savings and Loan Association on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Caribou, ME
- Presque Isle, ME