Aroostook County Federal Savings and Loan Association (FDIC certificate #29743) is based in Caribou, Maine. Its Q2 2026 call report shows $214.0M in total assets and $185.0M in deposits and 2 offices.
Aroostook County Federal Savings and Loan Association has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 37% of its 2,650 banks with $100 million – $1 billion. Among 22 banks headquartered in Maine, it ranks 12th. Problem-loan coverage contributes the most (90/100, 5.2%); earnings contributes the least (54/100, 0.85%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (66 → 68), mostly because the earnings component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 63 |
| Q4 2024 | 64 |
| Q1 2025 | 68 |
| Q2 2025 | 66 |
| Q3 2025 | 64 |
| Q4 2025 | 67 |
| Q1 2026 | 70 |
| Q2 2026 | 68 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.24% |
| Q3 2024 | 9.88% |
| Q4 2024 | 9.88% |
| Q1 2025 | 9.97% |
| Q2 2025 | 10.13% |
| Q3 2025 | 10.10% |
| Q4 2025 | 10.24% |
| Q1 2026 | 10.38% |
| Q2 2026 | 10.39% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.12% |
| Q3 2024 | 0.53% |
| Q4 2024 | 0.48% |
| Q1 2025 | 0.33% |
| Q2 2025 | 0.47% |
| Q3 2025 | 0.66% |
| Q4 2025 | 0.36% |
| Q1 2026 | 0.24% |
| Q2 2026 | 0.39% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.30% |
| Q3 2024 | 0.31% |
| Q4 2024 | 0.36% |
| Q1 2025 | 0.61% |
| Q2 2025 | 0.54% |
| Q3 2025 | 0.60% |
| Q4 2025 | 0.65% |
| Q1 2026 | 0.90% |
| Q2 2026 | 0.85% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $214.0M | 10.39% | 0.39% | 0.85% | 88.7% |
| Q1 2026 | 70 | $204.3M | 10.38% | 0.24% | 0.90% | 85.9% |
| Q4 2025 | 67 | $203.9M | 10.24% | 0.36% | 0.65% | 82.5% |
| Q3 2025 | 64 | $202.9M | 10.10% | 0.66% | 0.60% | 81.0% |
| Q2 2025 | 66 | $200.8M | 10.13% | 0.47% | 0.54% | 78.8% |
| Q1 2025 | 68 | $199.0M | 9.97% | 0.33% | 0.61% | 76.8% |
| Q4 2024 | 64 | $203.0M | 9.88% | 0.48% | 0.36% | 75.3% |
| Q3 2024 | 63 | $194.9M | 9.88% | 0.53% | 0.31% | 79.4% |
| Q2 2024 | 68 | $189.9M | 10.24% | 0.12% | 0.30% | 80.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Maine
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Federal Savings and Loan Association of BathBank Bath, ME | 54 out of 100, Below average | $189.1M | 14.8% | 2.89% | vs |
| Auburn Savings Bank, FSBBank Auburn, ME | 56 out of 100, Moderate | $103.2M | 8.0% | 0.02% | vs |
| Bar Harbor Savings and Loan AssociationBank Bar Harbor, ME | 48 out of 100, Below average | $103.2M | 11.5% | 2.13% | vs |
| Franklin Savings BankBank Farmington, ME | 72 out of 100, Strong | $786.9M | 18.8% | 1.36% | vs |
| Skowhegan Savings BankBank Skowhegan, ME | 88 out of 100, Very strong | $855.0M | 15.8% | 0.42% | vs |
Deposit insurance
Is my money safe at Aroostook County Federal Savings and Loan Association?
Yes. Aroostook County Federal Savings and Loan Association is an FDIC-insured institution (FDIC certificate #29743). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 16.9% of deposits ($31.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.39%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.69% (benchmark: 10%).
2 locations
Branches
Aroostook County Federal Savings and Loan Association lists 2 offices in 2 cities. Most locations:
- Caribou, ME (1)
- Presque Isle, ME (1)
Identity & history
Profile
- Legal name
- Aroostook County Federal Savings and Loan Association
- Type
- Savings association
- FDIC certificate #
- 29743
- RSSD ID
- 351878
- Primary regulator
- OCC
- Established
- July 29, 1936
- Headquarters
- 43 High St, Caribou, ME 04736
- Website
- www.yourhomebank.com
- Employees
- 30
Quick answers
Aroostook County Federal Savings and Loan Association: common questions
Is Aroostook County Federal Savings and Loan Association FDIC insured?
Yes. Aroostook County Federal Savings and Loan Association is an FDIC-insured institution (FDIC certificate #29743). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Aroostook County Federal Savings and Loan Association's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Aroostook County Federal Savings and Loan Association ever failed?
There is no failure record for FDIC certificate #29743 in the FDIC failed bank list.
How many branches does Aroostook County Federal Savings and Loan Association have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Caribou
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Machias Savings BankBank Machias, ME | 73 out of 100, Strong | $2.7B | 12.1% | 0.40% | vs |
| Katahdin Trust CompanyBank Patten, ME | 66 out of 100, Moderate | $1.2B | 10.0% | 0.48% | vs |
| The County Federal Credit UnionCredit union Presque Isle, ME | 66 out of 100, Moderate | $529.8M | 10.7% | 0.58% | vs |
| KeyBank National AssociationBank Cleveland, OH | 63 out of 100, Moderate | $188.6B | 9.9% | 0.86% | vs |
| TD Bank, National AssociationBank Wilmington, DE | 63 out of 100, Moderate | $342.8B | 10.3% | 1.11% | vs |
| Norstate Federal Credit UnionCredit union Madawaska, ME | 58 out of 100, Moderate | $280.0M | 11.6% | 1.74% | vs |