Side-by-side · Q2 2026 data
Katahdin Trust Company vs Bath Savings Institution
Metric by metric
| Measure | Katahdin Trust Company | Bath Savings Institution |
|---|---|---|
| TellerScore | 66 | 82 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 84 | 98 (stronger) |
| Earnings | 56 (stronger) | 50 |
| Funding & liquidity | 65 (stronger) | 49 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 40th | 93rd |
| Total assets | $1.2B | $1.5B |
| Deposits / shares | $965.9M | $1.2B |
| Capital ratio | 10.00% | 15.76% (stronger) |
| Problem loans | 0.48% | 0.05% (stronger) |
| Net charge-offs | 0.07% | -0.03% (stronger) |
| Return on assets | 0.90% (stronger) | 0.74% |
| Loans ÷ deposits | 95.4% | 75.4% (stronger) |
| Uninsured deposits | 9.1% (stronger) | 47.4% |
| Offices | 16 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | 15.8% |
Bath Savings Institution has the higher TellerScore (82 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Katahdin Trust Company leads on 2 and Bath Savings Institution on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.