Side-by-side · Q2 2026 data
Katahdin Trust Company vs Norstate Federal Credit Union
Metric by metric
| Measure | Katahdin Trust Company | Norstate Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 58 |
| Capital cushion | 50 | 66 (stronger) |
| Loan quality | 84 (stronger) | 42 |
| Earnings | 56 (stronger) | 40 |
| Funding & liquidity | 65 | 81 (stronger) |
| Problem-loan coverage | 92 (stronger) | 76 |
| Peer percentile | 40th | 16th |
| Total assets | $1.2B | $280.0M |
| Deposits / shares | $965.9M | $244.5M |
| Capital ratio | 10.00% | 11.59% (stronger) |
| Problem loans | 0.48% (stronger) | 1.74% |
| Net charge-offs | 0.07% (stronger) | 0.15% |
| Return on assets | 0.90% (stronger) | 0.50% |
| Loans ÷ deposits | 95.4% | 79.2% (stronger) |
| Uninsured deposits | 9.1% (stronger) | 14.6% |
| Offices | 16 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | — |
Katahdin Trust Company has the higher TellerScore (66 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Katahdin Trust Company leads on 5 and Norstate Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ashland, ME
- Eagle Lake, ME
- Fort Kent, ME
- Presque Isle, ME
- Van Buren, ME