Side-by-side · Q2 2026 data
Katahdin Trust Company vs Saco & Biddeford Savings Institution
Metric by metric
| Measure | Katahdin Trust Company | Saco & Biddeford Savings Institution |
|---|---|---|
| TellerScore | 66 (stronger) | 61 |
| Capital cushion | 50 | 50 |
| Loan quality | 84 | 95 (stronger) |
| Earnings | 56 (stronger) | 30 |
| Funding & liquidity | 65 (stronger) | 41 |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 40th | 24th |
| Total assets | $1.2B | $1.5B |
| Deposits / shares | $965.9M | $1.0B |
| Capital ratio | 10.00% | 10.02% (stronger) |
| Problem loans | 0.48% | 0.14% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 0.90% (stronger) | 0.24% |
| Loans ÷ deposits | 95.4% (stronger) | 118.7% |
| Uninsured deposits | 9.1% (stronger) | 23.6% |
| Offices | 16 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | 8.6% |
Katahdin Trust Company has the higher TellerScore (66 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Katahdin Trust Company leads on 4 and Saco & Biddeford Savings Institution on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.