The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (61 → 61).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Maine

Yes. Saco & Biddeford Savings Institution is an FDIC-insured institution (FDIC certificate #17743). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 23.6% of deposits ($236.8M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.02%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Saco & Biddeford Savings Institution lists 7 offices in 7 cities. Most locations:

• Biddeford, ME (1)
• Old Orchard Beach, ME (1)
• Portland, ME (1)
• Saco, ME (1)
• Scarborough, ME (1)
• South Portland, ME (1)
• Westbrook, ME (1)

All branch addresses and map

In 2025, Saco & Biddeford Savings Institution reported 270 home-loan applications under HMDA (LEI 5493008KJFFG6PYZ5914): 198 originated ($96,990,000 total), 19 denied, and 48 withdrawn or closed by the applicant. Its denial rate on decided applications was 8.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Saco & Biddeford Savings Institution

Type

SI

FDIC certificate #

17743

RSSD ID

339607

Primary regulator

FDIC

Established

February 21, 1827

Headquarters

252 Main St, Saco, ME 04072

Website

www.sbsavings.bank

Employees

191