Side-by-side · Q2 2026 data
Kc Unidos Federal Credit Union vs K.C. Area Credit Union
Credit union
Kc Unidos Federal Credit Union
Kansas City, Missouri · Under $100 million in assets
Metric by metric
| Measure | Kc Unidos Federal Credit Union | K.C. Area Credit Union |
|---|---|---|
| TellerScore | 74 | 76 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 78 (stronger) | 64 |
| Earnings | 36 (stronger) | 29 |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 49th | 54th |
| Total assets | $8.5M | $11.4M |
| Deposits / shares | $5.9M | $9.4M |
| Capital ratio | 29.21% (stronger) | 17.20% |
| Problem loans | 0.65% (stronger) | 1.09% |
| Net charge-offs | 0.51% (stronger) | 2.04% |
| Return on assets | 0.39% (stronger) | 0.22% |
| Loans ÷ deposits | 113.4% | 42.1% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
K.C. Area Credit Union has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Kc Unidos Federal Credit Union leads on 5 and K.C. Area Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.