Side-by-side · Q2 2026 data
KCB Bank vs Golden Plains Credit Union
Metric by metric
| Measure | KCB Bank | Golden Plains Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 70 |
| Capital cushion | 76 | 82 (stronger) |
| Loan quality | 62 | 65 (stronger) |
| Earnings | 71 (stronger) | 55 |
| Funding & liquidity | 80 (stronger) | 67 |
| Problem-loan coverage | 86 (stronger) | 85 |
| Peer percentile | 53rd | 58th |
| Total assets | $322.3M | $1.0B |
| Deposits / shares | $283.5M | $863.6M |
| Capital ratio | 12.62% | 13.21% (stronger) |
| Problem loans | 1.15% | 1.06% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.85% |
| Return on assets | 1.27% (stronger) | 0.88% |
| Loans ÷ deposits | 68.2% (stronger) | 92.9% |
| Uninsured deposits | 26.4% | 9.8% (stronger) |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.0% |
KCB Bank has the higher TellerScore (73 vs 70). On the 7 directional measures above (where higher or lower is clearly better), KCB Bank leads on 4 and Golden Plains Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Garden City, KS
- Lakin, KS