Side-by-side · Q2 2026 data
KCB Bank vs Goppert State Service Bank
Metric by metric
| Measure | KCB Bank | Goppert State Service Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 57 |
| Capital cushion | 76 (stronger) | 43 |
| Loan quality | 62 (stronger) | 42 |
| Earnings | 71 | 79 (stronger) |
| Funding & liquidity | 80 (stronger) | 70 |
| Problem-loan coverage | 86 (stronger) | 69 |
| Peer percentile | 53rd | 14th |
| Total assets | $322.3M | $345.3M |
| Deposits / shares | $283.5M | $311.6M |
| Capital ratio | 12.62% (stronger) | 9.28% |
| Problem loans | 1.15% (stronger) | 1.74% |
| Net charge-offs | -0.00% (stronger) | 0.47% |
| Return on assets | 1.27% | 1.48% (stronger) |
| Loans ÷ deposits | 68.2% (stronger) | 82.7% |
| Uninsured deposits | 26.4% | 21.5% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
KCB Bank has the higher TellerScore (73 vs 57). On the 7 directional measures above (where higher or lower is clearly better), KCB Bank leads on 5 and Goppert State Service Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.