Side-by-side · Q2 2026 data
Keen Bank, National Association vs Grand Marais State Bank
Metric by metric
| Measure | Keen Bank, National Association | Grand Marais State Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 75 |
| Capital cushion | 34 | 34 |
| Loan quality | 98 (stronger) | 97 |
| Earnings | 100 (stronger) | 88 |
| Funding & liquidity | 74 | 87 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 64th | 61st |
| Total assets | $201.1M | $207.2M |
| Deposits / shares | $181.5M | $189.6M |
| Capital ratio | 8.43% (stronger) | 8.40% |
| Problem loans | 0.06% (stronger) | 0.10% |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 2.04% (stronger) | 1.71% |
| Loans ÷ deposits | 80.9% | 68.4% (stronger) |
| Uninsured deposits | 19.4% | 19.3% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Keen Bank, National Association has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Keen Bank, National Association leads on 5 and Grand Marais State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.