Side-by-side · Q2 2026 data
Keen Bank, National Association vs Lake Country Community Bank
Metric by metric
| Measure | Keen Bank, National Association | Lake Country Community Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 74 |
| Capital cushion | 34 | 69 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 100 (stronger) | 29 |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 75 |
| Peer percentile | 64th | 51st |
| Total assets | $201.1M | $31.5M |
| Deposits / shares | $181.5M | $28.2M |
| Capital ratio | 8.43% | 11.92% (stronger) |
| Problem loans | 0.06% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 2.04% (stronger) | 0.22% |
| Loans ÷ deposits | 80.9% | 60.7% (stronger) |
| Uninsured deposits | 19.4% | 10.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Keen Bank, National Association has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Keen Bank, National Association leads on 2 and Lake Country Community Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.