Side-by-side · Q2 2026 data
Kellogg Memphis Employees Federal Credit Union vs P.I.A.S. Credit Union
Credit union
Kellogg Memphis Employees Federal Credit Union
Memphis, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Kellogg Memphis Employees Federal Credit Union | P.I.A.S. Credit Union |
|---|---|---|
| TellerScore | 48 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 0 | 35 (stronger) |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 7th | 83rd |
| Total assets | $3.1M | $4.2M |
| Deposits / shares | $2.2M | $3.5M |
| Capital ratio | 29.13% (stronger) | 17.42% |
| Problem loans | 3.55% | 0.00% (stronger) |
| Net charge-offs | -0.34% (stronger) | 0.00% |
| Return on assets | -2.63% | 0.37% (stronger) |
| Loans ÷ deposits | 94.4% | 59.6% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
P.I.A.S. Credit Union has the higher TellerScore (87 vs 48). On the 6 directional measures above (where higher or lower is clearly better), Kellogg Memphis Employees Federal Credit Union leads on 2 and P.I.A.S. Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.