Side-by-side · Q2 2026 data
Kemba Credit Union vs Telhio Credit Union
Metric by metric
| Measure | Kemba Credit Union | Telhio Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 44 |
| Capital cushion | 67 (stronger) | 47 |
| Loan quality | 72 (stronger) | 33 |
| Earnings | 43 (stronger) | 23 |
| Funding & liquidity | 66 | 67 (stronger) |
| Problem-loan coverage | 87 (stronger) | 67 |
| Peer percentile | 41st | 3rd |
| Total assets | $1.7B | $1.4B |
| Deposits / shares | $1.5B | $1.1B |
| Capital ratio | 11.68% (stronger) | 9.65% |
| Problem loans | 0.85% (stronger) | 2.01% |
| Net charge-offs | 0.46% | 0.36% (stronger) |
| Return on assets | 0.56% (stronger) | 0.09% |
| Loans ÷ deposits | 94.1% | 93.2% (stronger) |
| Uninsured deposits | 7.0% | 6.7% (stronger) |
| Offices | 12 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.7% | — |
Kemba Credit Union has the higher TellerScore (65 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Kemba Credit Union leads on 4 and Telhio Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.