Telhio Credit Union is a federally insured state-chartered credit union headquartered in Columbus, Ohio, in business for about 91 years. At the end of Q2 2026 it reported $1.4B in total assets and $1.1B in member shares and deposits, with 12 offices.
Based on its Q2 2026 filing, Telhio Credit Union scores 44/100, which we describe as below average. That is higher than only 3% of 454 credit unions with $1 billion – $10 billion. Among 192 credit unions headquartered in Ohio, it ranks 187th. Its strongest component is funding & liquidity (67/100; 93% loans-to-deposits, 7% uninsured), and its lowest is earnings (23/100; 0.09%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 7 points (51 → 44), mostly because the loan quality component weakened by 25 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 56 |
| Q4 2024 | 52 |
| Q1 2025 | 53 |
| Q2 2025 | 51 |
| Q3 2025 | 48 |
| Q4 2025 | 49 |
| Q1 2026 | 46 |
| Q2 2026 | 44 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.25% |
| Q3 2024 | 9.02% |
| Q4 2024 | 8.97% |
| Q1 2025 | 9.23% |
| Q2 2025 | 9.40% |
| Q3 2025 | 9.60% |
| Q4 2025 | 9.59% |
| Q1 2026 | 9.67% |
| Q2 2026 | 9.65% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.34% |
| Q3 2024 | 0.42% |
| Q4 2024 | 0.84% |
| Q1 2025 | 0.96% |
| Q2 2025 | 1.27% |
| Q3 2025 | 1.68% |
| Q4 2025 | 1.53% |
| Q1 2026 | 1.77% |
| Q2 2026 | 2.01% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.11% |
| Q3 2024 | -0.12% |
| Q4 2024 | -0.08% |
| Q1 2025 | 0.08% |
| Q2 2025 | 0.08% |
| Q3 2025 | 0.18% |
| Q4 2025 | 0.15% |
| Q1 2026 | 0.04% |
| Q2 2026 | 0.09% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 44 | $1.4B | 9.65% | 2.01% | 0.09% | 93.2% |
| Q1 2026 | 46 | $1.3B | 9.67% | 1.77% | 0.04% | 93.4% |
| Q4 2025 | 49 | $1.4B | 9.59% | 1.53% | 0.15% | 93.7% |
| Q3 2025 | 48 | $1.4B | 9.60% | 1.68% | 0.18% | 92.7% |
| Q2 2025 | 51 | $1.4B | 9.40% | 1.27% | 0.08% | 91.7% |
| Q1 2025 | 53 | $1.4B | 9.23% | 0.96% | 0.08% | 91.3% |
| Q4 2024 | 52 | $1.4B | 8.97% | 0.84% | -0.08% | 92.3% |
| Q3 2024 | 56 | $1.4B | 9.02% | 0.42% | -0.12% | 94.4% |
| Q2 2024 | 57 | $1.4B | 9.25% | 0.34% | -0.11% | 96.5% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Directions Credit UnionCredit union Toledo, OH | 68 out of 100, Moderate | $1.4B | 9.7% | 0.37% | vs |
| Kemba Credit UnionCredit union West Chester, OH | 65 out of 100, Moderate | $1.7B | 11.7% | 0.85% | vs |
| Superior Credit Union, IncCredit union Lima, OH | 94 out of 100, Very strong | $2.0B | 15.2% | 0.20% | vs |
| Seven Seventeen Credit UnionCredit union Warren, OH | 64 out of 100, Moderate | $2.2B | 12.5% | 1.26% | vs |
| Kemba Financial Credit UnionCredit union Gahanna, OH | 74 out of 100, Strong | $2.5B | 12.6% | 0.58% | vs |
| General Electric Credit UnionCredit union Cincinnati, OH | 54 out of 100, Below average | $4.2B | 8.5% | 0.70% | vs |
Deposit insurance
Is my money safe at Telhio Credit Union?
Yes. Telhio Credit Union is a federally insured credit union (NCUA charter #62848). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.7% of shares and deposits ($76.8M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 9.65%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
12 locations
Branches
Telhio Credit Union lists 12 offices in 7 cities. Most locations:
- Columbus, OH (6)
- Fairfield, OH (1)
- Grove City, OH (1)
- Hamilton, OH (1)
- Reynoldsburg, OH (1)
- West Chester, OH (1)
- Worthington, OH (1)
Identity & history
Profile
- Legal name
- Telhio Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62848
- RSSD ID
- 1008692
- Primary regulator
- State + NCUA
- Established
- 1935
- Headquarters
- Po Box 1298, Columbus, OH 43216
- Employees
- 264
Quick answers
Telhio Credit Union: common questions
Is Telhio Credit Union NCUA insured?
Yes. Telhio Credit Union is a federally insured credit union (NCUA charter #62848). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Telhio Credit Union's TellerScore?
44 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Telhio Credit Union have?
12 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Columbus
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Nationwide Trust Company, FSBBank Columbus, OH | 94 out of 100, Very strong | $153.6M | 36.9% | 0.00% | vs |
| Abbott Laboratories Credit UnionCredit union Gurnee, IL | 89 out of 100, Very strong | $1.1B | 14.5% | 0.11% | vs |
| State Highway Patrol Federal Credit UnionCredit union Columbus, OH | 88 out of 100, Very strong | $92.2M | 13.5% | 0.06% | vs |
| Firestone Federal Credit UnionCredit union Akron, OH | 82 out of 100, Strong | $198.1M | 18.1% | 1.15% | vs |
| Adelphi BankBank Columbus, OH | 80 out of 100, Strong | $124.5M | 15.8% | 0.00% | vs |
| Erebor Bank, N.A.Bank Columbus, OH | 78 out of 100, Strong | $4.7B | 38.8% | 0.00% | vs |